Bank of India Credit Officer Recruitment 2026 Notification Out for 779 Vacancies – Apply Online
Recruitment Summary
| Organization | Bank of India (BOI) |
| Department | Banking |
| Post Name | Credit Officer Recruitment 2026 |
| Total Vacancy | 779 Posts |
| Last Date | 20/07/2026 |
| Exam Date | To Be Announced |
| Apply Mode | Online |
Detailed Information
Bank of India Credit Officer Recruitment 2026 Notification Out for 779 Vacancies – Apply Online
The Bank of India (BOI) has officially released the Credit Officer Recruitment 2026 Notification (Project No. 2026-27/01) for the recruitment of Credit Officers in the General Banking Officer (GBO) Stream. This recruitment drive offers 779 vacancies in MMGS-II, MMGS-III, and SMGS-IV scales.
If you are an experienced banking professional looking to build your career in a leading Public Sector Bank, this recruitment offers an excellent opportunity with an attractive salary, career growth, and nationwide posting.
The online application process begins on 30 June 2026 and will remain open until 20 July 2026. Interested candidates should carefully check the eligibility criteria before submitting their applications. The selection process includes an Online Examination and/or Personal Interview, depending on the number of eligible applicants.
Bank of India Credit Officer Recruitment 2026 Overview
| Particular | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Recruitment Name | Credit Officer Recruitment 2026 |
| Project Number | 2026-27/01 |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 779 |
| Job Type | Permanent |
| Application Mode | Online |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Selection Process | Online Examination and/or Interview |
| Job Location | Anywhere in India |
| Official Notification Date | 01 June 2026 |
Important Dates
| Event | Date |
|---|---|
| Notification Released | 01 June 2026 |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply Online | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Age & Qualification Cut-off Date | 01 June 2026 |
| Online Examination | To be announced |
Vacancy Details
A total of 779 vacancies have been announced under three different management scales.
| Post | Scale | Vacancies |
|---|---|---|
| Credit Officer (GBO Stream) | MMGS-II | 677 |
| Credit Officer (GBO Stream) | MMGS-III | 61 |
| Credit Officer (GBO Stream) | SMGS-IV | 41 |
| Total | — | 779 |
Note: The total vacancies include 475 unfilled vacancies from the previous recruitment project. The number of vacancies may increase or decrease depending on the Bank's requirements.
Age Limit
The age will be calculated as on 01 June 2026.
| Post | Minimum Age | Maximum Age |
|---|---|---|
| Credit Officer MMGS-II | 25 Years | 32 Years |
| Credit Officer MMGS-III | 28 Years | 38 Years |
| Credit Officer SMGS-IV | 32 Years | 45 Years |
Age Relaxation
| Category | Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
| Ex-Servicemen | 5 Years |
| Persons affected by 1984 riots | 5 Years |
Educational Qualification
Candidates must possess the required educational qualification from a recognized University or Institution.
| Post | Qualification |
|---|---|
| MMGS-II | Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD) OR CA / CMA-ICWA / CS / CFA |
| MMGS-III | Graduation with 60% marks (55% for reserved categories) OR CA / CMA-ICWA / CS / CFA |
| SMGS-IV | Graduation with 60% marks (55% for reserved categories) OR CA / CMA-ICWA / CS / CFA |
Preferred Qualifications
Candidates having any of the following qualifications will be preferred:
- Two-Year Post Graduation in Commerce, Banking, Finance, Management, Marketing or Credit-related field
- MBA
- PGDBM
- CA
- CFA
- CMA-ICWA
- Certified Credit Professional in Trade Finance/MSME from IIBF, Moody's or any Government-approved Institution
Work Experience
Relevant banking experience is mandatory for all posts.
| Post | Experience Required |
|---|---|
| MMGS-II | Minimum 3 years post-qualification experience, including 2 years in MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit. |
| MMGS-III | Minimum 5 years post-qualification experience, including 3 years in the above credit areas. |
| SMGS-IV | Minimum 7 years post-qualification experience, including 4 years in the above credit areas. |
The experience must be gained in Scheduled Commercial Banks, Financial Institutions, or NBFCs.
Pay Scale
Selected candidates will receive salary according to the applicable management scale.
| Scale | Pay Scale |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
Apart from the basic pay, selected officers will receive Dearness Allowance (DA), House Rent Allowance (HRA), medical benefits, leave benefits, pension benefits (as applicable), and other allowances according to Bank of India rules.
Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹175 |
| General / OBC / EWS / Others | ₹850 |
The application fee is non-refundable and must be paid online. Bank transaction charges, if any, will be borne by the candidate.
Selection Process
The selection process may include:
- Scrutiny of Eligibility
- Online Examination
- Personal Interview
- Document Verification
- Final Merit List
Depending on the number of eligible applications received, the Bank may conduct only an Interview or both an Online Examination and Interview.
Online Examination Pattern
| Subject | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Professional Knowledge | 100 | 100 |
| Total | 125 | 125 |
- Total Duration: 120 Minutes
- English Language paper is qualifying in nature.
- Merit will be prepared mainly on Professional Knowledge marks.
- Negative Marking: 0.25 marks will be deducted for every wrong answer.
Required Documents
Candidates should keep the following documents ready before applying:
- Passport-size Photograph
- Signature
- Left Thumb Impression
- Handwritten Declaration
- Graduation Certificates
- Experience Certificates
- Valid ID Proof
- Category Certificate (if applicable)
- PwBD Certificate (if applicable)
- Other supporting documents mentioned in the notification.
How to Apply
Follow these simple steps:
- Visit the official Bank of India website.
- Open the Career section.
- Click on Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01.
- Register using your email ID and mobile number.
- Fill in your personal, educational, and work experience details.
- Upload all required documents.
- Pay the application fee online.
- Review the application carefully.
- Submit the application.
- Download and print the confirmation page for future reference.
Important Instructions
- Apply only through the online mode.
- Candidates can apply for only one post.
- Ensure all uploaded documents are clear and valid.
- Experience certificates should support the claimed work experience.
- Keep your registered email ID and mobile number active throughout the recruitment process.
- Candidates must be willing to work anywhere in India.
- Submit the application before the last date to avoid last-minute technical issues.
Frequently Asked Questions (FAQs)
Q1. How many vacancies are available?
A total of 779 vacancies have been announced.
Q2. What is the last date to apply?
The last date to submit the online application is 20 July 2026.
Q3. Who can apply?
Candidates who meet the required educational qualification, age limit, and work experience criteria can apply.
Q4. Is work experience mandatory?
Yes. Relevant banking experience is mandatory for all three posts.
Q5. What is the application fee?
- ₹850 for General/OBC/EWS
- ₹175 for SC/ST/PwBD candidates.
Q6. Is there negative marking?
Yes. 0.25 marks will be deducted for every incorrect answer.
Q7. What is the mode of application?
Applications will be accepted online only.
Q8. Can fresh graduates apply?
No. Relevant post-qualification banking experience is compulsory.
This article is intended to help readers understand the recruitment information in simple and easy language. Before taking any action based on the content of this article, please refer to the official notification or official website for the latest and most accurate details. The official information shall always be considered final.
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Posted By
Abakash